legal
Privacy Policy
Effective date: 27 September 2026 · Last updated: 27 September 2026 · A plain-language, honest description of what Talk stores and why.
This Privacy Policy explains how Talk (the "Service", available at talkaicompanion.com), operated by Naman Soni (the "Operator"), collects, stores, uses, and shares information when you use the Service. It applies to guests and account-holders alike. Use of the Service means you accept this policy — if you do not agree with it, please do not use the Service.
The short version: we store what you type (chats) to make the AI remember you, that data is NOT encrypted at rest, so never enter sensitive personal information — everything you choose to share is your own responsibility. The details follow.
01What we collect
Depending on how you use the Service, we collect and store:
- • Account data — your display name (for guests), username, a hashed password (never in plain text), and language preference.
- • Chat & story data — every message you send, every AI reply, story progress, choices, trust meters, and memory summaries. This is the core of the companion experience.
- • Voice data — speech you record during voice calls is processed (transcribed) to generate responses; call session records may be logged.
- • Generated media — records of images/scenes you generate (including that they were requested).
- • Wallet & purchase data — credit balances, credit ledger entries, plans, unlock states, and payment/order records associated with your account.
- • Technical data — session cookies (device token), timestamps, and basic usage events (e.g., that a signup or top-up happened) used to run and maintain the Service.
We do not collect your email, phone number, or real identity for account creation — no OTP, no KYC. That is a feature, and also means we cannot verify who you are; see Section 6.
02Data Security Warning — not encrypted at rest
This is not a hypothetical disclaimer — it is the actual state of the Service's storage. Treat everything you type into Talk as stored, readable text that may persist. We take reasonable operational measures to protect the infrastructure, but we make no promise of encryption-at-rest, perfect security, or confidentiality, and we expressly disclaim liability for exposure of data you voluntarily enter (see our Terms of Service, Clauses 5 and 14).
03Why we store it (purposes)
- • To provide the Service — AI companions "remember" you because your conversation history and memory summaries are stored and fed back as context.
- • To maintain and improve the Service — debugging, abuse prevention, performance work, and feature decisions.
- • To run the wallet — credits, plans, unlock states, and payment reconciliation with the payment hub.
- • Safety & legal compliance — keeping records where required, enforcing the 18+ rule, and responding to lawful requests from competent Indian authorities.
We do not sell your data, and there is no advertising network inside the chat thread.
04How AI processing works
To generate replies, your messages (and relevant stored context, such as memory summaries) are sent to third-party AI model providers (for example large-language-model and voice/speech services). Those providers process the data on their servers to return the AI character's response. Anything you type may therefore leave our infrastructure and be processed by these providers under their own privacy terms.
All generated characters and their replies are AI-generated fiction, not the views of any person or of the Operator. For the full AI disclaimer (mistakes, adult content, no professional advice), see Terms of Service Clauses 1, 3 and 4.
05Who we share data with
- • AI model providers — as described in Section 4, to generate responses, voices, and images.
- • The payment hub (payment.namansoni.in) — when you top up: your order details, plan, amount, and payment status are shared/reconciled so purchased credits can be delivered. The hub handles UPI collection and has its own support/ticket system.
- • Infrastructure providers — hosting, database, and content-delivery services required to run the Service.
- • Law & authorities — where disclosure is required by applicable Indian law or a competent authority.
We do not share your chats with other users, and there is no public feed of your conversations.
06No confidentiality guarantee — user responsibility
There is no confidentiality, privilege, or secrecy when you talk to an AI character. Unlike a doctor or lawyer, an AI companion is not bound by professional confidentiality — and the storage layer is not encrypted at rest (Section 2). You are fully responsible for deciding what is "safe" to share with a fictional AI entity.
By using the Service you agree that you alone bear the consequences of anything you voluntarily disclose in chat or voice, and that the Operator is not liable for any harm arising from such disclosures. If you have already shared sensitive data, stop doing so — there is no mechanism for retroactive "forgetting of secrets" beyond account deletion (Section 8).
0718+ only, and no children
The Service is for adults aged 18 or older only and may include AI-generated adult content. We do not knowingly collect data from anyone under 18. If we learn that a minor is using the Service, we will terminate their access and delete the associated data where practicable. Parents and guardians: the Service's age check is a self-declaration — supervising minors is your responsibility, not ours.
08Retention & deletion
We retain your data for as long as your account exists and as needed to provide the Service, plus additional periods where retention is required for legal, dispute, or security purposes (including payment and fraud records). Guest data is retained until the session cookie is lost or the account is deleted; because guests have no credentials, we cannot recover a guest session you lose, and we cannot "prove" a guest session was yours.
To request deletion of your account data, contact support@namansoni.in from your account context with your username. Deletion requests are honoured where practicable, except where we are required to retain certain records (e.g., payment ledger entries) by law, and except that data already sent to AI providers in past requests cannot be unsent from their systems.
09Cookies & local storage
We use a single essential session cookie to keep you logged in (the "remember me" token), plus local storage entries for UI state (e.g., that you passed the 18+ age confirmation, dismissed prompts). These are functional, not tracking cookies. There are no third-party ad-tracking cookies in the app.
10India-first service, payments scope
The Service is built and operated for users in India. Payments and top-ups are supported for users in India only; users accessing from any other country receive no payment support, and any payment attempted from outside India is at the user's own risk (see Terms of Service Clauses 7 and 8). Data may be processed on servers located within or outside India; by using the Service you consent to such processing and transfer.
11Your choices
- • Share less — use a nickname, never enter real passwords, financial data, or government IDs.
- • Log out — you can log out at any time; the session cookie is cleared.
- • Delete — request account-data deletion as described in Section 8.
- • Don't pay if unsure — purchases are voluntary; refunds are discretionary and not guaranteed.
12Changes to this policy
We may update this Privacy Policy at any time; the "Last updated" date above will change and material updates may be surfaced in-app. Continued use of the Service after changes take effect means you accept the updated policy. Please review this page from time to time.
13Contact
Questions about privacy or your data? Reach out:
- • Email: support@namansoni.in
- • Support & payment tickets: payment.namansoni.in/#support
This policy is part of our Terms of Service; defined terms there apply here too.
Effective date: 27 September 2026 · Talk — talkaicompanion.com